How it works
Four steps. Zero math.
Monet makes shared expenses effortless. Add what you paid, choose who's in, and Monet does the math, so nobody's stuck with a spreadsheet or an awkward "hey, you still owe me" text.
Create a group
Create a group and add your friends: roommates, travel buddies or the dinner crew.
Log expenses
Log expenses as they happen. Monet remembers who paid and splits it automatically.
Monet tracks balances
Every balance updates automatically, in real time. No spreadsheets, no math.
Settle Up
Tap "Settle Up" and everyone knows exactly what to pay. Done.
Enter the amount, pick the people, mark who paid. Monet does the rest and tells everyone what they owe.
Open any group to see the net balance per person, a chart of every concept and the receipts behind each expense.
Why people love Monet
Everything you need to settle up.
No more forgotten IOUs. No more math. No more awkward reminders.
Add an expense in seconds
Monet remembers who paid and splits it automatically, the moment you log it.
See who owes what at a glance
Running balances update in real time, with no math required, ever.
Settle up the smart way
Monet simplifies debts across the group so you make the fewest payments possible.
Split it your way
Equally, by percentage, by shares, or exact amounts. You choose how to divide it.
Made for every group
Roommates, couples, friends on a trip, or a dinner tab. Monet fits them all.
Keep friendships intact
No more awkward "hey, you still owe me" texts. Monet does the reminding for you.
